Political Science · Political Institutions in India
Which is/are correct about the universal health insurance scheme of the Government of India?
- 1. Its complete name is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
- 2. It provides a health insurance cover of Rs. 5 lakh per family per year
- 3. Pre-existing medical conditions are not covered under it
- 4. The scheme was first launched in Jharkhand by the Prime Minister
A1, 2, 3 and 4
B1 and 2
C1 and 4
D1, 2 and 4 ✓ Correct
Correct answer: (D) 1, 2 and 4 — Items 1, 2 and 4 are correct, so the answer is 1, 2 and 4.
Explanation
★Items 1, 2 and 4 are correct, so the answer is 1, 2 and 4.
★The scheme's full name is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
★It gives a health cover of five lakh rupees per family per year.
★It was first launched in Jharkhand by the Prime Minister in 2018.
★Item 3 is wrong, because pre-existing medical conditions are in fact covered under PM-JAY.
★Coverage from the very first day, including pre-existing illnesses, is a key feature.
★So only the claim that pre-existing conditions are not covered is incorrect.
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