Paper 1 · ICT
UGC NET December 2023 (12.12.2023) Shift-II
Which of the following is an Indian mobile app developed by the National Payments Corporation of India, based on the Unified Payments Interface (UPI), that facilitates safe, easy and instant digital payments?
AMyGov
BUMANG
CBHIM ✓ Correct
DPhonePe
Correct answer: (C) BHIM — BHIM is the NPCI app based on UPI, so the answer is BHIM.
Explanation
★BHIM is the NPCI app based on UPI, so the answer is BHIM.
★BHIM stands for Bharat Interface for Money.
★It was developed by the National Payments Corporation of India.
★It works on the Unified Payments Interface for instant bank to bank payments.
★It was launched in December 2016 to promote digital payments.
★MyGov and UMANG are governance apps, and PhonePe is a private app, not the NPCI one here.
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