Which one of the following is a product of learning?

Skills are a product of learning, acquired through practice and experience.

Intelligence (A) is largely an innate capacity, not itself produced by learning.

Maturity (B) results from natural growth and development, independent of learning.

Memory (D) is a mental faculty used in learning, not an outcome of it.

Learning outcomes include knowledge, understanding, skills, attitudes and habits.

Maturation and learning together shape behaviour, but only learning is experience-based change.